I transferred all folders to an external hard-drive, opened them on another machine running Windows xp, And all files intact... I created a new folder under xp. Tyen transferd those files to a memory stick, Took it back to my original machine, Files can now be seen....In summary, I have retrieved all lost Music, Pics, And everything else lost in those folders... I am not considering this a fix, Just a work around to a very serious issue, And my hope is others will be able to save their precious data also...Thank You to all have helped me here...!!! Could not have done it without you!!!